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Buy & sell crypto with naira, in seconds

Buy crypto, cash out to your bank, or sell a gift card. See the full price, fee included, before you confirm.

Minimum ₦1,000.

Amount
₦250,000.00
Our fee (0.5%)
₦1,250.00
Converted
₦248,750.00
Rate, 1 USDT
₦1,578.10

You get

157.62 USDT

Price refreshes in 15s

Minimum order ₦1,000.

Sell rate, 1 USDT
₦1,562.31
Value at rate
₦156,231.90
Our fee (0.5%)
₦781.16

You receive in naira

₦155,450.74

Paid to your own bank account, usually in under 10 minutes

Price refreshes in 15s

Payout

Card values from $25 to $500.

Rate per $1
₦1,420
Card value
$100
Payout
Naira, exact

You get

₦142,000.00

Review usually within 30 minutes

Prices are indicative until you're signed in.

Buy crypto with naira

  1. Fund by bank transfer

    Send naira from an account in your own name to your personal nexX account number. Free, and it lands in your wallet when the transfer does.

  2. Get a locked, all-in quote

    Pick an asset and an amount. You see the fee, the rate and exactly what you get, held for a few seconds.

  3. Confirm with your PIN

    Enter your transaction PIN and the asset is in your wallet. Nothing is added after you confirm.

What you can buy

The eight assets we list at launch.

  • BTC BitcoinBitcoin
  • ETH EthereumEthereum
  • USDT TetherTRC20, ERC20, BEP20
  • USDC USD CoinERC20
  • BNB BNBBNB Smart Chain
  • SOL SolanaSolana
  • TRX TRONTRON (TRC20)
  • XRP XRPXRP LedgerView only for now

Cash out to your bank

Withdrawals go to a bank account in your own name, and only that. A flat ₦50 fee, usually paid in under 10 minutes. First withdrawals and withdrawals after a security change can be held, and we tell you why and until when.

Why we hold some withdrawals
  1. Requested
  2. Sent to bank
  3. Paid

You can watch each withdrawal move through these three states in the app.

Bank account
Your own name only
Withdrawal fee
₦50
Usual time
Under 10 minutes

Sell gift cards for naira or USDT

You see the rate before you submit. We review the card, usually within 30 minutes, then we pay. Naira payouts are exact. USDT payouts are estimated and converted when we approve the card.

How gift card sales work
  • Amazon₦1,420 per $1
  • Apple₦1,410 per $1
  • Google Play₦1,380 per $1
  • Steam₦1,360 per $1
  • Razer Gold₦1,320 per $1
  • Sephora₦1,300 per $1

Indicative rates. Yours is shown before you submit.

Built to keep your money safe

Deposits from your own name only
Money must come from a bank account in your name. A transfer from someone else is held and returned, which stops a stolen account from being cashed out through yours.
Holds after security changes
If you change your password, phone or 2FA, withdrawals pause for 24 to 72 hours. If someone else did it, that window is when you can stop them. The app shows the hold and when it ends.
2FA and a transaction PIN
Sign-in needs a second factor, and every money movement needs your PIN. New devices need approval.
Customer assets held separately
What you hold is kept apart from company money, under the custody rules we are building to.
Built for SEC Nigeria licensing
We are applying and are not yet authorised. We will not take customer money until we are.
More on security

Questions people ask first

What does nexX cost?

Buys and sells carry a 0.5% fee, shown as its own line before you confirm. On a buy, the fee comes off what you pay and the rest converts at the rate shown. On a sell, you get the value at the sell rate minus the fee. NGN deposits are free. NGN withdrawals cost ₦50. On-chain withdrawals show the network fee plus a small margin before you confirm. Transfers to other nexX users are free. Gift cards show the rate per dollar before you submit. The full fee schedule is one page.

How fast are deposits and withdrawals?

Bank transfers are credited when they arrive, usually within a couple of minutes. NGN withdrawals to your own bank usually take under 10 minutes. On-chain times depend on the network. Some transfers are held for review, and we tell you why.

Which coins can I buy?

We plan to launch with BTC, ETH, USDT, USDC, BNB, SOL, TRX and XRP. An asset can be shown before it can be traded while we wait for approval, and the app says so.

Can my account be frozen, and why?

Yes, in some cases. We may restrict an account while we verify your identity, when a deposit comes from an account that is not yours, after a security change such as a new phone or password, or when the law requires it. We tell you what happened and what to do next. We cannot always share the details of a compliance review.

Is nexX licensed?

We're applying under SEC Nigeria's digital asset rules; we will not take customer money until we're authorised.

Who can sign up?

Adults living in Nigeria with a BVN or NIN. We do not support accounts outside Nigeria yet.

Get your price, then decide.

Check what your naira buys. Creating an account is free, and you only pay when you confirm a quote.

Create account

Buy crypto with naira

Minimum ₦1,000.

Amount
₦250,000.00
Our fee (0.5%)
₦1,250.00
Converted
₦248,750.00
Rate, 1 USDT
₦1,578.10

You get

157.62 USDT

Price refreshes in 15s